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Border State Bank

Positive Pay

Do you have the tools in place to mitigate fraud and protect your business accounts?

Positive Pay

An effective tool to safeguard businesses from both check and ACH fraud.

Check Positive Pay

  • Provide details of the checks you issue: dollar amount, date, payee, check number
  • Checks presented for payment are compared against details you provided
  • If items don't match details you provide, the check will be flagged as an exception
  • Log into business online banking to pay or return exception items

ACH Positive Pay

  • Establish rules for Companies that you want to allow to credit or debit your account electronically
  • If an ACH items is presented for payment that doesn't match the approved or blocked list, the item is flagged as an exception
  • Log into business online banking to pay or return exception items

Positive Pay

Positive Pay Benefits

  • Reduces losses incurred by check and ACH fraud that your business may otherwise be liable for if you fail to implement available services designed to identify and deter this type of fraud.
  • Puts you in control of pay or return decisions.
  • Conveniently accessed from Border Bank’s Business Online Banking – no separate credentials needed.
  • Automated email or text alerts notifying you of exception items.
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Member FDIC  |  Equal Housing Lender Border State Bank  |