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Three Border Bank Loan Officials Named Minnesota Housing Top Producing Loan Officers for Home Improvement Loans
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Three Border Bank Loan Officials Named Minnesota Housing Top Producing Loan Officers for Home Improvement Loans

Thief River Falls, Roseau & Greenbush MN -  Cassandra Torkelson, Real Estate Officer in Thief River Falls, Kristi Kapphahn, Escrow/Insurance Specialist and Former Real Estate Officer in Roseau; and Lisa Bergsnev, President in Greenbush, were named Minnesota Housing Top Producing Loan Officers by Minnesota Housing for their Fix Up home improvement loan production during 2021.

“Border Bank is very proud of this well-deserved recognition for our real estate team members. We find it very rewarding to partner with MN Housing to help our customers secure competitive financing and terms for their home improvement projects,” said Rob Carlson, Border Bank’s Mortgage Director.    

Minnesota Housing is a state agency that works with loan officers like Torkelson, Kapphahn and Bergsnev to provide affordable loans for home remodeling, repairs, energy efficiency upgrades and accessibility improvements. Homeowners can access the Fix Up Loan Program to receive loans from $2,000 to $75,000 with fixed interest rates and secured and unsecured options. More information and eligibility requirements are available at www.mnhousing.gov. In addition to home improvement loans, Minnesota Housing also offers homebuyer loans and finances multifamily housing across the state.


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For more than a decade, the Minnesota Housing Top Producing Loan Officer Program has been recognizing individual loan officers with the highest volume of Fix Up loans. 

“We applaud these Top Producing Loan Officers for demonstrating a deep understanding of Minnesota Housing Fix Up Loan Program and helping Minnesota families improve their homes and communities,” said Minnesota Housing Commissioner Jennifer Leimaile Ho.  

Minnesota Housing collaborates with individuals, communities, and partners to create, preserve, and finance affordable housing. Find out more at www.mnhousing.gov. Follow us on social media on LinkedIn at Minnesota Housing, Facebook - @minnesotahousing, and Twitter and Instagram - @mnhousing. 

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