Loans

Loans & Credit Lines that work for you.

12 Month Rate Lock – Limited Time Offer

The 12 month rate lock is for eligible borrowers who are planning to build a new home, or make improvements to their current home. A 12 month rate lock provides consumers the opportunity to lock in a rate now, and close on a home improvement loan or new home construction project within the next 12 months. It also provides a one-time “rate float down” within sixty days of the loan closing date. This is a limited time offer, and interested consumers should contact a Border Bank loan officer to explore eligibility.

Home Equity Lines of Credit (HELOC)

Unlock the equity in your home to fund home improvements, college tuition, travel, or debt consolidation. You can access your funds by simply writing a check. As you borrow against your Home Equity Credit Line, and then repay it, the funds become immediately available for you to use again. Best of all, the interest may be tax deductible. Consult your tax advisor and talk with your Border Bank Lending Officer to see if a HELOC is right for you.

Home Equity Loans

Using the equity in your home is the smart way to borrow. With a home equity loan, you can use the value of your home to finance renovations, save money through debt consolidation, pay tuition expenses, take a dream vacation or anything else. A Home Equity loan is a great financial tool that may be tax deductible. Consult your tax advisor for advice on your particular situation.

Fixed Rate Consumer Loans

It's quick and easy to get the money you need for that vehicle, boat, RV, ATV, snowmobile or whatever your heart desires. Border Bank's friendly service makes financing your dreams quick and easy.

CD Secured Loans

Use your own money wisely by choosing our CD secured loans. Your Border Bank certificate of deposit secures your loan allowing you to receive preferred rates. Our payment plans are specialized to meet your needs. We also offer options for both payment protection and automatic payments.

Overdraft Protection Lines of Credit

A convenient line of credit tied to your Border Bank checking account for those unexpected purchases or to automatically cover you should you accidentally overdraw your account.

Unsecured Loans

Your good credit provides a simple way to finance important purchases for family or household needs. With easy fixed monthly payments our affordable Unsecured Installment Loan, you'll have the cash you need. Border Bank's quick easy service and flexible terms make application a breeze.

All loans are subject to credit approval, acceptable collateral, and available equity.

For more information contact one of our Consumer Officers.