LeeAnn Staffne
Treasury Management Director
leeann.staffne@border.bank
701-532-3646

When business owners think about their banking relationship, they often focus on core services such as business accounts, lending solutions, and digital banking platforms. While these services are essential, Treasury Management solutions are often overlooked despite their ability to save time, improve cash flow, and help protect against fraud.

Regardless of size or industry, every business can benefit from Treasury Management solutions designed to streamline financial operations, improve efficiency, and provide greater visibility and control over cash flow. By leveraging the right tools, businesses can reduce administrative burdens, minimize risk, and spend more time focusing on growth and long-term success.

What Is Treasury Management?

Treasury Management is a suite of services designed to help businesses manage cash flow, streamline payment and collection processes, and enhance account security. At Border Bank, these solutions include the Treasury Management Online Banking Platform and TM Mobile Experience, ACH Origination Services, Remote Deposit Capture, Merchant Card Services, Sweeps, and Positive Pay.

The goal is simple: to help businesses operate more efficiently, gain greater control over their finances, reduce risk, and focus on the strategic priorities that drive an organization forward.

Three Reasons Businesses Choose Treasury Management

1. Improve Cash Flow & Earning Potential
The faster you can collect, access, and manage funds, the better positioned your business is to meet expenses, invest in growth opportunities, and maximize earning potential. Services such as ACH Origination, Merchant Card Services, and Remote Deposit Capture can help accelerate collections, improve cash flow, and provide greater visibility into your cash position.

2. Increase Efficiency
Many businesses still spend valuable time processing checks, preparing deposits, and handling routine payment tasks manually. Treasury Management tools can automate many of these processes, helping you reduce administrative work and improve operational efficiency. 

3. Strengthen Fraud Protection
Business fraud continues to be a growing concern for organizations of all sizes. Positive Pay is a powerful Treasury Management solution that helps businesses reduce fraud risk by identifying unauthorized check and ACH transactions. By putting decision-making in the hands of the business, Positive Pay provides an additional layer of fraud protection and greater control over account activity.

Is Treasury Management Right for Your Business?
Treasury Management solutions can benefit businesses of all sizes. If your organization is looking to improve efficiency, gain greater visibility into cash flow, strengthen fraud protection, or simplify financial processes, it may be time to explore the available options.

The right tools can help streamline financial operations, reduce administrative burdens, and provide greater control over your business finances.

A Local Partner for Your Business
At Border Bank, Treasury Management is not a one-size-fits-all solution. We work closely with business customers to understand their needs and recommend services that support their goals.

Our combination of local decision-making, personalized service, and modern banking solutions allows us to help businesses manage cash flow more effectively and operate with greater confidence. 

If you're not currently using Treasury Management services, let's talk. A brief conversation could uncover opportunities to improve efficiency, strengthen security, and support the future growth of your business.

To learn more about Border Bank's Treasury Management solutions, contact your local Business Banker or Treasury Management Director LeeAnn Staffne.