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Border State Bank

Savings

Planning for the future is important – we understand. We’ll help make sure your hard-earned money works hard for you. We can help you plan for a rainy day, a big purchase or peace of mind. Save up for something special, or for an emergency, and teach your kids the value of saving, too. We offer a variety of options to fit your financial needs.

Simple Savings

Simple to open, easy to save. Competitive rates, guaranteed safety and convenience.

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Simple Savings Plus

Simple to open, plus a higher-yield and higher minimum savings.

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Premier Investment Savings

Maximize your savings potential with our highest earning savings account.

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-	Simple Savings	Simple Savings Plus	Premier Investment Savings
Minimum to Open	$50	$50	$50
Interest Earning	Yes	Yes	Yes Tiered interest rates to maximize your return
Checks	No	No	Free basic wallet or duplicate
Free Features Account Alerts ATM Card Available eStatement/Paper Statement Mobile Banking (APP) Mobile Check Deposit Online Banking Transfer the Cents (Personal Savings) Unlimited deposits Unlimited withdrawals
Additional Features	Minimum daily balance waived on personal accounts for ages 18 and under		Free basic wallet or duplicate checks Free Cashier's Checks
Minimum Daily Balance	$50 minimum daily balance required to avoid $2 service fee in each monthly statement cycle	$2,500 minimum daily balance required to avoid $10 service fee in each monthly statement cycle	$10,000 minimum daily balance required to avoid $20 service fee in each monthly statement cycle.

Simple Savings
Minimum to Open $50
Interest Earning Yes
Checks Free basic wallet or duplicate Customer pays shipping
Free Features Account Alerts ATM Card Available eStatement/Paper Statement Mobile Banking (APP) Mobile Check Deposit Online Banking Transfer the Cents (Personal Savings) Unlimited deposits Unlimited withdrawals
Additional Features Minimum daily balance waived on personal accounts for ages 18 and under
Minimum Daily Balance $50 minimum daily balance required to avoid $2 service fee in each monthly statement cycle

Simple Savings Plus
Minimum to Open $50
Interest Earning Yes
Checks Free basic wallet or duplicate Customer pays shipping
Free Features Account Alerts ATM Card Available eStatement/Paper Statement Mobile Banking (APP) Mobile Check Deposit Online Banking Transfer the Cents (Personal Savings) Unlimited deposits Unlimited withdrawals
Additional Features
Minimum Daily Balance $2,500 minimum daily balance required to avoid $10 service fee in each monthly statement cycle

Premier Investment Savings
Minimum to Open $50
Interest Earning Yes Tiered interest rates to maximize your return
Checks Free basic wallet or duplicate
Free Features Account Alerts ATM Card Available eStatement/Paper Statement Mobile Banking (APP) Mobile Check Deposit Online Banking Transfer the Cents (Personal Savings) Unlimited deposits Unlimited withdrawals
Additional Features Free basic wallet or duplicate checks Free Cashier's Checks
Minimum Daily Balance $10,000 minimum daily balance required to avoid $20 service fee in each monthly statement cycle.

Transfer the Cents Program

Looking for a clever and easy way to accumulate savings?

Enroll in our complimentary Transfer the Cents to Save program and watch your savings bloom! Every time you use your Border Bank consumer debit card, your purchase will be automatically rounded up to the nearest dollar. The "change" will be transferred into your savings account at the end of each day. Enrollment is quick and there’s no paperwork! Stop in at one of our locations or call us at 701-499-0975. If you don’t have a savings account – no worries! We’ll set one up for you.

Transfer Cents