Savings

Savings

Planning for the future is important – we understand. We’ll help make sure your hard-earned money works hard for you. We can help you plan for a rainy day, a big purchase or peace of mind. Save up for something special, or for an emergency, and teach your kids the value of saving, too. We offer a variety of options to fit your financial needs.

Simple Savings

Simple Savings

Simple to open, easy to save. Competitive rates, guaranteed safety and convenience.

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Simple Savings Plus

Simple Savings Plus

Simple to open, plus a higher-yield and higher minimum savings.

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Premier Investment Savings

Premier Investment Savings

Maximize your savings potential with our highest earning savings account.

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Simple Savings Simple Savings Plus Premier Investment Savings
Minimum to Open $50 $50 $50
Interest Earning Yes Yes Yes
Tiered interest rates to maximize your return
Checks Free basic wallet or duplicate Customer pays shipping Free basic wallet or duplicate Customer pays shipping Free basic wallet or duplicate
Free Features
Account Alerts
ATM Card Available
eStatement/Paper Statement
Mobile Banking (APP)
Mobile Check Deposit
Online Banking
Transfer the Cents
(Personal Savings)
Unlimited deposits
Unlimited withdrawals
checkmark checkmark checkmark
Additional Features Minimum daily balance waived
on personal accounts for ages
18 and under
  Free basic wallet or duplicate checks
Free Cashier's Checks
Minimum Daily Balance $50 minimum daily balance
required to avoid $2 service fee in
each monthly statement cycle
$2,500 minimum daily balance
required to avoid $10 service fee in
each monthly statement cycle
$10,000 minimum daily balance
required to avoid $20 service fee in
each monthly statement cycle.
Simple Savings
Minimum to Open
$50
Interest Earning
Yes
Checks
Free basic wallet or duplicate Customer pays shipping
checkmark Free Features
Account Alerts
ATM Card Available
eStatement/Paper Statement
Mobile Banking (APP)
Mobile Check Deposit
Online Banking
Transfer the Cents
(Personal Savings)
Unlimited deposits
Unlimited withdrawals
Additional Features
Minimum daily balance waived on personal accounts for ages 18 and under
Minimum Daily Balance
$50 minimum daily balance required to avoid $2 service fee in each monthly statement cycle
Simple Savings Plus
Minimum to Open
$50
Interest Earning
Yes
Checks
Free basic wallet or duplicate Customer pays shipping
checkmark Free Features
Account Alerts
ATM Card Available
eStatement/Paper Statement
Mobile Banking (APP)
Mobile Check Deposit
Online Banking
Transfer the Cents
(Personal Savings)
Unlimited deposits
Unlimited withdrawals
Additional Features
 
Minimum Daily Balance
$2,500 minimum daily balance required to avoid $10 service fee in each monthly statement cycle
Premier Investment Savings
Minimum to Open
$50
Interest Earning
Yes
Tiered interest rates to maximize your return
Checks
Free basic wallet or duplicate
checkmark Free Features
Account Alerts
ATM Card Available
eStatement/Paper Statement
Mobile Banking (APP)
Mobile Check Deposit
Online Banking
Transfer the Cents
(Personal Savings)
Unlimited deposits
Unlimited withdrawals
Additional Features
Free basic wallet or duplicate checks Free Cashier's Checks
Minimum Daily Balance
$10,000 minimum daily balance required to avoid $20 service fee in each monthly statement cycle.

Transfer the Cents Program

Looking for a clever and easy way to accumulate savings?

Enroll in our complimentary Transfer the Cents to Save program and watch your savings bloom! Every time you use your Border Bank consumer debit card, your purchase will be automatically rounded up to the nearest dollar. The "change" will be transferred into your savings account at the end of each day. Enrollment is quick and there’s no paperwork! Stop in at one of our locations or call us at 218-528-4255. If you don’t have a savings account – no worries! We’ll set one up for you.

Transfer Cents

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